On the loan data tutorial : Here
The assumption : “***We can also look that about 84% applicants have a credit_history. How? The mean of Credit_History field is 0.84 (Remember, Credit_History has value 1 for those who have a credit history and 0 otherwise)***” , is correct to which extent?
I think it should be 77% of applicants have credit history. (If we are considering missing values too).
Please correct me if I’m wrong.